“We got determined to get rid of our debts quickly. The car was paid out within months and we even began to make the business run better so we could create our debt-free dream quicker. Still on the journey.”
Family with kids running a business
“We have recently started the process of getting control back in our world. We noticed this program made us take a lot of immediate action as it got us in touch with the pain of reality and the rewards of discipline with our headspace.”
Working couple with kids
“I had found myself getting nowhere with my money. I had debts of about $10,000 in total. I am only on about $60k a year and had a kid to look after too. Smash My Debt got me so focused that I found opportunities to pay my debt down in unexpected ways and became debt free in 7 months. If you have debts and lots of bills and commitments to manage, I recommend to do Smash My Debt to smash your debt!”
Single dad truck driver
A one-off payment of only $A198
This is the debt Cascade plan – totally focusing on eradicating all consumer debt in order to then get ready for the “Build My Future” program where they work on owning their home outright with 10 years or less.
This module looks at the risks in your world and how to mitigate those risks – relates it to the mindset of the wealthy.
All the personal action steps and practical tips in one place. This workbook will become a companion to guide you on the journey of rethinking and resetting your finances.
Simplify all income and expenses into one plan. This spreadsheet consolidates weekly, fortnightly, monthly, quarterly and annual cash flows within each of your budget categories. See your five budget categories in vivid detail so you can have confidence that your essentials are covered and you have something left to begin to start smashing your debt!
For debt-smashers with variable income, this tool allows you to manage expenditure in addition to the Cashflow Plan. A regular amount is committed to the Cashflow Plan, and anything on top of that can be managed in the Variable Income Plan to pay additional expenses.
See clearly the pathway to smashing your debt. Enter your debt details and repayment plans and see exactly how each debt becomes easier to smash than the last. Choose the order in which you’d like to repay the debts, and add any anticipated additional repayments, then watch your debt cascade until you’re smashing it.
See your current financial position. Enter your assets and debts to calculate your net worth. See how much Assets you will have after smashing your debt.
Compare your expenditure categories with a common benchmark to see where you may need to make adjustments to your budget in order to increase the amount your have to smash your debt.